Terms of Service

1. Service Description & Beta Status

Omniflow HQ is an AI-powered decision-support platform providing financial analysis (Budget, Cash Flow, Variance). The service is currently in Beta. Features may be modified, added, or removed at any time without prior notice.

2. No Professional Relationship

Omniflow HQ is a software tool, not a professional advisor. No professional-client relationship (financial, legal, or otherwise) is created between Omniflow HQ and the user. The service does not constitute financial or investment advice.

3. AI Outputs & User Responsibility

All analyses are generated automatically via probabilistic AI modeling.

• Outputs are for informational purposes only and contain no guarantees of accuracy or certainty.
• Users are responsible for ensuring that input data is accurate and appropriate for their use case, and for any business decisions made based on platform outputs.

4. Intellectual Property & Data License

All platform components (Software, Algorithms, Brand, Design) are the property of Omniflow HQ.

• Ownership: Users retain ownership of all data they upload.
• License: By using the service, users grant Omniflow HQ a limited, non-exclusive license to process, host, and analyze such data solely for the purpose of providing the service.

5. Credit System & Promotional Credits

• Plans: The Starter plan is permanently free and includes 3 analyses. Paid plan credits renew each monthly billing cycle; unused credits do not carry over.
• Promotional Credits: Initial sign-up credits are a one-time benefit for new accounts. Omniflow HQ reserves the right to revoke credits where abuse or multiple account creation is detected.

6. Prohibited Uses (Acceptable Use Policy)

Users agree not to:

• Use the service for any illegal or fraudulent activities.
• Attempt to reverse engineer, decompile, or scrape the platform.
• Overload or interfere with system infrastructure.
• Attempt to access other users' data or circumvent security measures.

7. Cancellation & Refund Policy

• Cancellation: Users may cancel at any time. During the beta period, no billing applies. Upon official launch, cancellations remain active until the end of the current billing period.
• Refunds: Once paid plans are active, a full refund is available within 14 days for subscriptions.

8. Platform Availability & Force Majeure

The service is provided "as is." While we implement reasonable safeguards, we do not guarantee uninterrupted availability or permanent storage of user data. Omniflow HQ is not liable for delays or failures caused by events beyond our reasonable control (Force Majeure), including third-party infrastructure outages. Users are advised to backup their own reports.

9. Limitation of Liability

To the maximum extent permitted by law, Omniflow HQ shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including but not limited to loss of profits, revenue, data, or business opportunities.

Cap on Liability: To the maximum extent permitted by applicable law, in no event shall our total liability exceed the amount paid by the user in the preceding 3 months, or $10 USD during the free beta period.

10. Account Suspension & Appeals

We reserve the right to suspend or terminate accounts for violations of these Terms (misuse, fraud, security threats). Users will be notified except in cases of severe violations. Users may contact info@omniflowhq.com to request a review of any suspension.

11. Governing Law

Prior to formal legal entity formation, these Terms shall be governed by the laws of the State of Wyoming, USA, subject to mandatory local consumer protection laws.

12. Entire Agreement

These Terms constitute the entire agreement between the user and Omniflow HQ regarding the use of the service.